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Schemes & Project >> Pradhan Mantri Awas Yojana |
Pradhan Mantri Awas Yojana
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This scheme has been launched on 25th June 2015 by the hon'ble Prime Minister
Sri Narendra Modi. It aims to construct about 2 crore houses in the country from
2015 to 2022. People who will be benefited through this scheme include: homeless
citizens, poor urban people and citizens belonging to EWS and LIG categories.
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Pradhan Mantri Awas Yojana - Housing For All (Urban)
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The
Mission will be implemented during 2015-2022 and will provide central assistance
to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs
for:
1. In-situ Rehabilitation of existing slum dwellers using land as a resource
through private participation
2. Credit Linked Subsidy
3. Affordable Housing in Partnership
4. Subsidy for Beneficiary-led individual house construction/enhancement.
Credit linked subsidy component will be implemented as a Central Sector Scheme
while other three components will be implemented as Centrally Sponsored Scheme
(CSS).The scheme will cover More info.. Login here http://pmaymis.gov.in/
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Frequently Asked Questions |
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1) Which component to select?
a. If citizen is from slum: ISSR (Insitu slum rehabilitation component)
b. If Citizen is from non slum:
i. Has land of his own and interested in construction: Beneficiary led
construction BLC (new construction) incase existing structure is kutcha or semi
pucca, BLC(enhancement) incase existing structure is pucca and enhancement of
minimum 9 sqm and max area after enhancement should not be more than 30 sqm
ii. Can afford to construct/purchase/enhance house using housing loan: Select
CLSS Credit Linked Subsidy Scheme. Citizen will get subsidy on home loan.
iii. Donot have any land to construct or cannot afford home loan Select
Affordable Housing in Partnership AHP Component
2) Is there any income criteria? a. Household income
i. 0-25000 per month: Any component can be selected
ii. 25001-50000 per month: Only CLSS EWS/LIG component can be selected
iii. 50001 - 1,00,000 per month: CLSS MIG-I
iv. 1,00,001 - 1,50,000 per month: CLSS MIG-II
3) What benefits I will get in scheme?
a. ISSR: GoI grant Rs. 1 lakh per house and State & ULB share will be at the
discretion of State at the time of formulation of project
b. AHP & BLC: Central assistance of Rs.1.5 lakh per dwelling unit and State &
ULB share will be at the discretion of State at the time of formulation of
project
c. CLSS: Upfront subsidy @ 6.5% for EWS and LIG for loans upto Rs. 6 lakh.
Interest subsidy @4% on home loans upto Rs. 9 lakh for MIG-1 and interest
subsidy @3% on home loans upto Rs. 12 lakh for MIG-II. Subsidy calculator at
http://nhb.org.in/government-scheme/pradhanmantri-awas-yojana-credit-linked-subsidy-scheme/
. Bank should have MoU with NHB or HUDCO. Check for MoU at
http://www.mhupa.gov.in/User_Panel/UserView.aspx?TypeID=1499. CLSS helpline
numbers are: Helpline Numbers for CLSS: NHB: 1800-11-3377, 1800-11-3388,
HUDCO:1800-11-6163
4) Do I have to pay anything?
a. Pay for application at CSC Rs 25/-+service tax
b. On website form is available at "http://www.pmaymis.gov.in" - Donot have to
pay anything. Please note form cannot be filled for income group greater than
50000 per month. However, potential beneficiaries opting for Credit Linked
Subsidy Scheme are requested to approach a bank/HFC of their choice and location
as per the list provided at
http://www.mhupa.gov.in/User_Panel/UserView.aspx?TypeID=1499
c. Beneficiary share will be told by ULB/Municipality incase you are given a
benefit under the scheme. Currently this is only application for interested
applicants
5) I donot have Aadhaar Card, Can I apply? ?
a. Aadhaar Number is mandatory for Citizen to apply online. Please get Aadhaar
number from nearest CSC. CSC locator available at
http://www.apnacsconline.in/csc-locator/
6) Whom should I contact for further information?
a. Contact your municipality in a division who is in-charge of PMAY(U).
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Whom to Contact |
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The Chairperson / Executive Officer / Ward Commissioners
of Lala Town Committee
PMAY-U Staffs as well Assistant Engineer & Junior
Engineers of Lala Town Committee |
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